Diverse Funding Solutions for Your Property

Turn to Our Experienced Hard Money Lenders

Get the Financial Aid You Need Through Our Alternative Loans

Raw Land Lenders in Houston, Texas provides alternative lending through hard money loans, bridge loans, and raw land loans. This allows our clients to free up equity in their properties, pay off demanding banks, or consolidate debt. With more than 20 years of experience in the lending industry, our professional team knows what it takes to deliver exceptional service to our clients’ utmost satisfaction.

Mission Statement

Fast no, Quick yes if we're interested,
Speedy closing.

What You Need to Know About Hard Money Loans

Are They Right for You?

These types of loans are not regulated by the Federal Deposit Insurance Corporation (FDIC). Whether you want a quick close on your loan, unable to meet bank requirements, or are planning to buy the deal of a lifetime, we are here to provide the financing needed to meet your specific goal.

Closings typically occur two days after the title work is completed. Our loan approval process starts with an initial phone or email conversation. We will then schedule a site visit to inspect the property and meet the borrower.

Banks and institutional lenders have stringent requirements. Often, they take a long time to process and approve a loan and do not consider that you have a ton of equity. They most likely will not lend to you if you have a poor credit history. When you need to move fast to strike a deal or borrow equity out of your land, a hard money loan is the best option you have.

How Do Hard Money Loans Work?

Borrowers may receive a short-term loan with a high-interest rate. The loan typically lasts two years with a minimum term of one year. Our loans are asset-based, which means that borrowers can have credit issues and still obtain a loan based on property evaluations. We also serve clients who may be going into or coming out of bankruptcy.

Is Hard Money Similar to Bridge Lending?

There is very little difference between a hard money loan and a bridge loan. A hard money loan is based on assets. Both loans can also be used to purchase or borrow against investment or commercial property. In most cases, the buyer is still unable to get traditional financing due to this transition.

Who Loans Hard Money?

Hard money lenders are typically private agencies or entities that strictly handle this type of financing. These experienced lenders are not that common, so you should learn more about direct lenders from the Scotsman Guide.

Many brokers present themselves as lenders when they are not. As a solution, our established broker presence provides our clients from various states with leads from around the world. We also make sure that all our brokers are always protected.

Why Choose Us

Raw land Lenders has its own in-house due diligence and closing team. Our hard money loans are interest only loans which keep your payment low.

Areas We Serve

We travel and provide our services to farmers, ranchers, business men, and companies across Texas & Colorado.

Testimonials From Brokers And Borrowers

“Barney and company really take care of their brokers and make sure they get paid. I had a deal that the borrower had several draws and only wanted to pay me on the first draw amount, not the whole loan amount.
Barney told him if he wanted a second draw that I would be paid from it. Needless to say, I received the exact amount of my commission. Not only that, they are very personable and are really serious about closing Texas land loans. If they like the deal, it gets closed, simple as that and you get paid.
What's not to like?”

D. Peterson

"I have associated myself with Barney as a borrower and loan participant. As a borrower, the rates are tough but fair, but as a participants the return are ecstatic. 

Lester Kastleman

"Barney has financed as least 20 million for me over the last 12 years. His ability for a quick close far offset the cost of the loans in additional profits for the developer."

Robert B. Ferguson, Sr.

"Walk into Barney's office on a Thursday and was funded 2.2 million dollars within a week. The other lender failed me. Without the click close, I would've lost millions."

P. Earnhardt

Reach Out to Our Team

Turn to direct lenders who can quickly provide you with hard money loans. For a free consultation, please contact us today. We look forward to hearing from you!